Maybe because macro expansion is better used reluctantly? Like minimizing the usage of the c-preprocessor.  Currently, I do not use default-code but I would be fine with how it is as you described.
I briefly searched cb-source for default-code. The function that expands placeholders is in trunk/src/sdk/editormanager.cpp:495 
cbEditor* EditorManager::New(const wxString& newFileName)
{
//    wxString old_title = Manager::Get()->GetAppWindow()->GetTitle(); // Fix for Bug #1389450
    // create a dummy file
    if (!newFileName.IsEmpty() && !wxFileExists(newFileName) && wxDirExists(wxPathOnly(newFileName)))
    {
        wxFile f(newFileName, wxFile::write);
        if (!f.IsOpened())
            return nullptr;
    }
    cbEditor* ed = new cbEditor(m_pNotebook, newFileName, m_Theme);
//    if ((newFileName.IsEmpty() && !ed->SaveAs()) || !ed->Save())
//    {
//        //DeletePage(ed->GetPageIndex());
//        ed->Destroy();
//        Manager::Get()->GetAppWindow()->SetTitle(old_title); // Though I can't reproduce the bug, this does no harm
//        return 0;
//    }
    // add default text
    wxString key;
    key.Printf(_T("/default_code/set%d"), (int)FileTypeOf(ed->GetFilename()));
    wxString code = Manager::Get()->GetConfigManager(_T("editor"))->Read(key, wxEmptyString);
    // Allow usage of macros
    // TODO (Morten#5#): Is it worth making this configurable?!
    Manager::Get()->GetMacrosManager()->ReplaceMacros(code);
    ed->GetControl()->SetText(code);
    ed->SetColourSet(m_Theme);
    AddEditorBase(ed);
    ed->Show(true);
    SetActiveEditor(ed);
    CodeBlocksEvent evt(cbEVT_EDITOR_OPEN, -1, nullptr, ed);
    Manager::Get()->GetPluginManager()->NotifyPlugins(evt);
    return ed;
}
see the lines:
    // Allow usage of macros
    // TODO (Morten#5#): Is it worth making this configurable?!
    Manager::Get()->GetMacrosManager()->ReplaceMacros(code);
Apart from that snippet, at first glance, I did not find in the source code any further rationale for the decision you asked for.
The code entered into the settings dialog can be found in ~/.config/codeblocks/default.con. Please search for default_code within that file.
Why do you want the creation date of a source file in the first place? I'd rather look up in version control when it was added. With that username, do you do that for legal reasons?